Life Insurance
Life insurance is really a question about the people who count on you — what they'd need, and for how long. It's worth thinking through before comparing policies.
Term vs. permanent coverage
Term coverage protects for a set number of years at a lower cost; permanent coverage lasts your lifetime and can build cash value — different tools for different goals.
How much coverage makes sense
A rough starting point based on income, debts, and what you'd want covered — income replacement, a mortgage, a child's education.
Locking in a rate while you're younger and healthier
Life insurance premiums are generally lower the earlier you apply — worth understanding even if you're not ready to commit yet.
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